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5 Stuff You Are Paying For Which You Should Never Pay For
Money Matters

5 Stuff You Are Paying For Which You Should Never Pay For

Elechi EmekobumBy Elechi Emekobum2 October 2014Updated:22 March 20221 Comment5 Mins Read
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Do you know that there are lots of stuff you are paying for that you should never be paying for? I said you should never be paying for them because most of this stuff is actually free.

If you are looking for ways to save money on your daily expenses, then I suggest you should start checking your bills and try to figure out how to save some money.

It’s undeniable that we are all looking for ways to reduce our expenses but the fact is that most of these expenses are being spent on stuff or activities we should never have paid for.

Stuff you should never pay for

Table of Contents

  • Stuff you should never pay for
    • #1]. Cable television
    • #2]. Bank account overdraft charges
    • #3]. Broadband internet access
    • #4]. Books, news, email
    • #5). ATM fees, contraception and condoms

In most cases, we pay for lots of stuff we can actually get for free, not because of our generosity but because we didn’t know.

Most businesses will try really hard to make sure that we pay for their services, whereas, we might be able to get exact services free somewhere else if we have a proper look.

Some people have a long list of stuff they should never have paid a dime for. Some of this stuff might surprise you because you have been paying for them for way too long.

Below are 5 stuff you are paying for which you should never pay for:

#1]. Cable television

Why paying for Cable television when you can get lots of Freeview channels free?

I have this as first on the list because I was able to save almost £30 a month when I got rid of my cable television. Yes, it is good to have a television with lots of channels in the house especially if you have kids in the house.

But what most of us do not know is that most of these cable channels are free on Freeview which only requires a one-off payment for the set-top box.

SEE ALSO: Energy-Saving Appliances That Can Save You Money On Household Bills

In fact, more than half of the television channels I have been paying for on my Virgin Media are all free-to-air channels (which means that they are free and we shouldn’t be paying for them).

Millions of people out there are paying their hard-earned money for cable TV which I personally think is an unnecessary expense.

If you are on a digital satellite package like Sky, it’s time to start thinking about how to get rid of the package and save yourself some money. You can call your digital satellite television provider to cancel the services, you will still be able to receive lots of free-to-air channels that include sports, music, news, movies, and others. You can also get loads of these channels, movies, and TV shows free online.

#2]. Bank account overdraft charges

If you use your bank account overdraft facility, you should expect the bank to charge you some fees for the usage. In this respect, most banks charge quite much on their overdraft usage and this bank charge coupled with your other monthly expenses could further put you in more debt.

If you are really interested in managing your finances properly, you should get rid of the overdraft facility on your bank account. Your bank can do it for you, just tell them that you don’t want it.

SEE ALSO: Smart Ways To Manage Your Bank Account With Ease

Also, depending on how much you use in your overdraft, some banks don’t charge for overdraft as long as you can get the repayment before the month ends.

#3]. Broadband internet access

If you live close to public broadband internet hotspot, you don't have to pay for broadband

Today, broadband internet access is one of the most used services that’s connected to nearly every home and office in the city. Before you sign up for broadband service, make sure you have checked whether your street offers a free wireless hotspot.

This is because most of the streets in the city have been connected to offer free wireless hotspot services. Apart from this, you can also get online through your mobile phone internet data.

SEE ALSO: Best Affordable VoIP Phone Services For Small Businesses

Rather than wasting your money on both broadband internet service and a contract or prepaid mobile phone, you can get rid of the broadband and start using your mobile internet data to get online.

#4]. Books, news, email

Stop paying for newspapers, you can get better and breaking news free online

Books: Why pay for books when you can actually borrow books from your local library? Also, there are loads of digital books as well as audiobooks out there that you can download free of charge.

News: Why pay for newspapers or online news subscriptions when you can get news free online from so many news websites? You can also watch most of the world’s major news channels online without paying a dime!

SEE ALSO: Communication Tools That Could Make Email Less Attractive

Email: I wonder why people still pay to use email services when there are lots of good free email services and email clients like Gmail, Yahoo! Mail, Hotmail, and others. Many of these email services you are paying for might not be as good as the free ones.

#5). ATM fees, contraception and condoms

You can get condoms and contraception stuff free from your local health clinics

I have always wondered why people pay to use ATMs when they can use the ones that do not charge. Even in a situation where you can’t find these charge-free ATMs nearby, you can use the cash back facility offered in some supermarkets.

Just walk into any supermarket and buy something small like a pack of gum but make sure you ask whether they do cashback before you make the payment. This is because not all supermarkets offer cashback facilities.

Condoms: Why pay for condoms when they are available for free? Stop paying for contraception and condoms, you can get them free from your GP or practice nurse, community contraceptive clinics, genitourinary medicine (GUM) clinics, sexual health clinics, sexual health services as well as contraceptive clinics.

 

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Elechi Emekobum
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Elechi Emekobum is into health and social care. She loves blogging, content writing, social media, branding, travelling, gadgets, and health products. Check out her other articles on Hotelsrepublic.com and follow her on Twitter.

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1 Comment

  1. Barn Wheary on 7 October 2014 8:24 pm

    Wonderful web site. A lot of useful information here. I’m sending it to a few pals ans additionally sharing in delicious. And of course, thank you in your sweat!

    Reply

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