Using Contactless Visa Debit Card For Payments

Nowadays, contactless Visa debit card offers a new way for people to make payments. In most cases, this usually applies to transactions of up to £20.

You might have already seen the contactless symbol in the right-hand corner of your new Visa debit card.

This means it has a built-in contactless technology. You can use it to pay for anything that costs up to £20 without having to enter your PIN or sign for your purchases.

Contactless technology is a new way to pay for everyday items. With this technology, you can use contactless on your new Visa debit card wherever you see the contactless symbol.

How Contactless Visa debit card works

A Contactless Visa debit card is just like a wireless payment system. This means you will not be required to enter your PIN.

• -To be able to use a Contactless Visa debit card, you will have to look out for the contactless symbol in shops, stores, restaurants, etc.
• -When you are ready to make the payment, just hold your card over the reader – payment will be completed in less than a second.
• -The contactless card-reader will confirm your transaction is complete, and you can get going.

Using your new contactless payment function will save you time – from getting your newspaper and coffee in the morning to grabbing a sandwich at lunch.

A Contactless Visa debit card makes it easier to pay for these everyday items, with no more fishing around for a change. Just take out your card and hold it against or over the reader, and that’s it!

Contactless Visa debit card and security

Contactless Visa debit card uses the latest secure Visa technology required by the payment industry. And, in the unlikely event that your debit card is lost or stolen, you are protected against fraud loss, as long as you follow the recommended precautions and notify the bank as soon as possible.

However, it’s advisable that you minimize the risk of fraud loss by never telling anyone your PIN. Always lookout for the padlock symbol when shopping online and always shred receipts and documents with personal information before disposing of them.

Shopping faster and staying safe

Contactless payments only work for purchases up to £20 and will be shown on your account statement like any other debit card transaction.

When using contactless technology to make purchases you are not exposed to any greater risk of fraud as it uses the same high-level technology that is behind chip and PIN.

With over 50,000 card-readers already upgraded to accept contactless payments in the UK, it’s safe to say at least 3 in 5 shops that accept card payment have already been equipped.