What do payday loan offers have in common? They all want to get you in more debts if you don’t know how to go by about payday loans.
There are lots of payday loan lenders with really attractive payday loan offers out there.
They all want you to buy from them. But however, you have to be very careful in your desperate attempts to get a payday loan.
Yes, payday loan could be the last resort when in financial difficulties but it’s advisable to always look for other payday loan alternatives before you made up your mind to go for it.
Compare and shop around for better payday loan offers
Don’t jump on the first cute looking site you find – these gimmicky characters can be distracting when you are trying to get the full picture – don’t get fooled by cuddly old folk!
Comparing the various APR’s of different websites is valuable – sometimes you get a marginally lower APR that, seems great, but one that has significantly higher monthly repayments.
Be cautious when you find a really low APR and make sure you understand that you will be making monthly repayments, plus the interest.
Beware of what they say, don’t trust website testimonials
Most of these payday loan lenders have some ways of enticing people to take loans from them. Some of them even pay their customers to give positive testimonials about their services on their websites.
“We are the best payday loan company in the world”, but is that really true? Are you convinced? Don’t trust website testimonials unless you are certain it’s from someone who has borrowed from the company you are looking at.
You need to see if they were happy with the service and advice given to them, and did they manage to make their repayment in time?
Taking a more informed judgement
To make a more informed judgement on your choice of company visit their associated forums to make sure testimonials aren’t phoney; it’s handy to browse around and see if their customers have been offered extensions.
Having this assurance – in case of unplanned events or emergencies –shows greater flexibility, this is what you need to look for.